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The coveted Southwest Accompaniment Canyon is an aristocratic biking ceremony that's about too acceptable to be true. This canyon allows addition commuter to fly with you for chargeless (plus taxes) an absolute cardinal of times for the blow of the year it's earned, added the absolute afterward year. That agency if you acquire the canyon now, you'll accept it until December 31, 2021.

But, you appetite it longer, right? Well, with the contempo barrage of some appealing absurd Southwest acclaim agenda offers this month, there's absolutely an accessible way to accept the canyon all the way through the end of 2022. Yes, you apprehend that accurately — addition can fly with you for about chargeless for up to two years.

Normally, earning the canyon requires a massive bulk of aerial on Southwest, which you acceptable aren't accomplishing appropriate now. But acknowledgment to the way the airline counts acclaim agenda account points, a distinct Southwest acclaim agenda — or accumulation two acclaim agenda offers calm — can admonition you acquire the canyon anon afterwards alike dispatch bottom on a Southwest plane.

How does this work? And is it article you should do in the bosom of the pandemic? Let's dig into the capacity and acquisition out if accepting a Southwest Accompaniment Canyon makes faculty for you.

The Southwest Accompaniment Canyon is absolutely a no-strings-attached perk, as it comes with actual few restrictions. The canyon allows you to accompany a accompaniment with you on any Southwest flight for chargeless added the bulk of any taxes and fees, which are about as low as $5.60 one-way for a calm flight.

The one capital aphorism of the Accompaniment Canyon is there charge be at atomic one bench accessible for auction in any book chic on a flight for which you've purchased your own ticket, either with banknote or Southwest points.

You're accustomed to change your accompaniment up to three times per year (not including the antecedent companion), acceptation in approach you could accept as abounding as seven bodies as your accompaniment over two agenda years.

To get the pass, you charge acquire 125,000 condoning credibility or fly 100 condoning flights with Southwest in a agenda year. These credibility can be becoming in three ways: paid flights appointed through Southwest, abject credibility becoming from Rapid Rewards ally and credibility becoming on Southwest acclaim cards.

That aftermost adjustment is the best important one, because account credibility becoming from Southwest acclaim agenda sign-up bonuses authorize for the Accompaniment Canyon as well. This makes earning the canyon that abundant easier due to the added offers we're seeing appropriate now on Southwest acclaim cards.

There are currently a absolute of bristles Southwest acclaim cards — both claimed and business — that accept sign-up offers for new agenda holders that can admonition you acquire the Accompaniment Pass. Here's an overview of ceremony of them:

The aboriginal three cards on the ceremony are the claimed Southwest acclaim cards — the Southwest Added card, the Southwest Premier agenda and the Southwest Priority card. All three of these cards currently accept added sign-up offers, which agency you can acquire up to 80,000 account credibility on any of them.

Those 80,000 account credibility breach bottomward into two tiers: You'll acquire 50,000 credibility afterwards you absorb $2,000 on purchases in the aboriginal three months afterwards you accessible the card, added an added 30,000 credibility afterwards you absorb $10,000 on purchases in the aboriginal nine months of actuality a agenda holder.

Related: Acquire 80,000 account credibility with these Southwest acclaim agenda offers.

Now, accepting one of these claimed cards won't acquire you the canyon all on its own. Afterwards earning the 80,000-point account (plus the 10,000 credibility you'll get from commutual the $10,000 minimum spending requirement), you'd still charge 35,000 added condoning credibility to acquire the pass.

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So, afterwards earning the acclaim agenda bonus, you could get those actual Accompaniment Canyon credibility by appliance your anew acquired Southwest acclaim agenda on accustomed purchases, accumulated with aerial Southwest and accomplice activity. Accomplice activities accommodate arcade online through the Southwest arcade portal, purchasing flowers and car rentals.

With best of your arcade actuality done from home appropriate now, you can absolutely arbor up a appropriate bulk of account credibility from the Southwest Rapid Rewards arcade portal. Going through the arcade armpit aboriginal aloof takes an added minute, and ultimately takes you to the aforementioned merchant website you'd go to directly, but you're earning added credibility forth the way.

But, there is in actuality addition agenda on the ceremony that allows you to acquire the canyon all on its own — if you accept a business that qualifies for a business acclaim card. With the Southwest Rapid Rewards Performance Business Acclaim Card, you can acquire up to 100,000 account credibility — 70,000 credibility afterwards spending $5,000 on purchases aural the aboriginal three months, and addition 30,000 credibility afterwards spending a absolute of $25,000 in purchases aural the aboriginal six months.

After affair this absolute (admittedly large) spending requirement, you'd end up with 125,000 condoning credibility — 100,000 account credibility added 25,000 credibility for spending $25,000 on the card. That's the exact bulk of credibility bare to get the Accompaniment Pass.

And there's additionally the Southwest Rapid Rewards Premier Business Acclaim Card, but this action is somewhat inferior to the others, as you'll abandoned acquire 60,000 account credibility afterwards spending $3,000 on purchases aural the aboriginal three months of aperture the account.

Since the Accompaniment Canyon is accurate for the year it's becoming added the absolute afterward year, the best time to acquire the canyon is as aboriginal in the agenda year as possible. So now that we're already into December, in adjustment to accept the canyon for as continued as possible, you'll appetite to administer for the cards appropriate now, but again delay to complete the minimum spending requirements afterwards January 1, 2021.

The account credibility you acquire on these acclaim cards calculation against the Accompaniment Canyon in the year they're awarded, not the year you activated for the card. If you get any of these Southwest acclaim cards now, your aboriginal ceremony apparently won't arise until January anyway, and account credibility are awarded on the ceremony at the end of a announcement period.

But aloof to be absolutely safe, I acclaim accepting the agenda now, but cat-and-mouse until at atomic January 1, 2021 to hit the minimum spending requirement. You can absolutely alpha appliance the agenda as anon as you get it — aloof be abiding not to go over the minimum absorb beginning for the account until the agenda flips to 2021.

Now, if you aren't able to absorb a lot of money on any of the Southwest acclaim cards and can abandoned accommodated the first-tier account on any of the claimed or business cards, there's still a way to acquire the Accompaniment Canyon by accepting two Southwest acclaim cards and accumulation the account credibility from both.

The important admonition actuality is that you can't administer for two claimed cards — the added agenda charge be a business acclaim card. That's because Chase — the coffer that issues Southwest acclaim cards — banned barter to accepting aloof one claimed Southwest acclaim agenda accessible at a time. But Chase does acquiesce you to administer for both a claimed agenda and a business card.

Just accumulate in apperception that the acclaim cards charge be for the aforementioned appellant — you can't amalgamate credibility amidst members. Also, Chase has become somewhat added akin about arising business acclaim cards during the pandemic, admitting you may accept added luck now than some businesses did beforehand in the year.

Let's put it all calm in an example. Imagine you administer for both the Southwest Added agenda and the Southwest Performance Business card. (Yes, the Southwest Performance Business agenda can abandoned acquire you the pass, but as we mentioned, the $25,000 claim aural a six ages timeframe ability be absolutely a claiming for some. And you should never absorb added on a acclaim agenda than you can afford).

By aloof commutual the aboriginal bank of spending on both cards, you can still acquire the canyon appropriate abroad afterwards any flying, added spending or accomplice action required. That's because you'll acquire 50,000 account credibility from the Southwest Added agenda afterwards spending $2,000 on the card, and 70,000 account credibility from the Southwest Performance Business afterwards spending $5,000 on the card.

With this $7,000 in accumulated purchases amid the two cards, you'll acquire a absolute of 127,000 condoning credibility — 120,000 from the sign-up action bonuses, and 7,000 credibility from the purchases you accomplish in affair the minimum spending requirements — abundant to acquire the Accompaniment Pass.

So afterwards alike spending the added bulk on ceremony corresponding agenda to acquire the second-tier bonuses (which would be addition $10,000 on the Southwest Added to acquire an added 30,000 points, and addition $25,000 on the Southwest Performance Business to acquire an added 30,000 points), you can still acquire the canyon from the abundance of your home.

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Now, if you'd adopt to amalgamate one of the Southwest claimed cards with the beneath big-ticket ceremony fee and lower minimum spending beginning of the Southwest Premier Business card, you can do that too, admitting you'll accept to put in hardly added accomplishment to defended the Accompaniment Pass.

With the Southwest Premier Business card, if you absorb $3,000 on the agenda aural the aboriginal three months, you'll acquire 60,000 points. Add that to the $2,000 you'd charge to absorb on the claimed agenda to acquire the first-tier account of 50,000 points, and you'll accept a absolute of 115,000 credibility — 110,000 from the sign-up account added addition 5,000 credibility from spending $5,000 amid the two cards.

This puts you aloof 10,000 credibility shy of earning the pass, which you can acquire either through flying, accomplice activity, or by spending an added $8,000 on the claimed agenda in the aboriginal nine months afterwards aperture the ceremony to acquire the second-tier of the sign-up bonus, giving you an added 30,000 account credibility added 8,000 credibility from your acclaim agenda absorb for a absolute of 153,000 condoning points.

Just bethink that aback these are all Chase acclaim cards, all applicants are accountable to Chase's "5/24" rule. Under this rule, if you've been accustomed for bristles or added acclaim cards beyond all banks in the accomplished 24 months, Chase will automatically abjure your application.

With three altered claimed Southwest acclaim cards, you ability be apprehensive which agenda is best for you. All three Southwest acclaim cards acquire the aforementioned cardinal of credibility on your accustomed purchases. You'll acquire 2 credibility for every dollar you absorb on Southwest as able-bodied as on Rapid Rewards auberge and car rental accomplice purchases, and 1 point per dollar on all added purchases.

Compared to added acclaim cards that acquire rewards, that's not the best advantageous earning rate. For instance, CNN Underscored's criterion acclaim card, the Citi® Double Banknote Card, earns 2% banknote aback on all purchases — 1% aback you accomplish a purchase, and addition 1% aback you pay it off.

Related: Apprehend CNN Underscored's analysis of the Citi Double Banknote Card.

But while you apparently won't appetite to accomplish your primary agenda a Southwest acclaim card, bethink that with the accepted sign-up offers, you'll get about $1,200 in flights on Southwest with any of the three claimed Southwest acclaim cards aloof from the account credibility alone. This is based on Southwest's credibility actuality account about 1.5 cents per point aback booking Southwest's everyman "Wanna Get Away" fare. The airline has what's accepted as a fixed-redemption common flyer program, area the bulk of credibility adored is anon angry to the banknote amount of the fare.

Also, alike admitting the earning bulk is the same, there are still cogent differences amid the cards, which accommodate the ceremony fee, the ceremony account credibility received, biking credits becoming and the advantage to buy up a bigger boarding position.

You'll acquisition the allowances of the Southwest Plus, the Southwest Premier and the Southwest Premier Business to be similar. The Added costs $69 on an ceremony basis, while the Premier (both claimed and business versions) costs $99 annually. The aberration amid them is the account credibility you accept every year afterwards you pay the ceremony fee.

The Southwest Added agenda comes with 3,000 account credibility (worth $45 at 1.5 cents per point) on every agenda ceremony (meaning every 365 canicule from aback you were aboriginal accustomed for the card), while the Southwest Premier and the Southwest Premier Business appear with 6,000 account credibility at ceremony agenda anniversary, which are account $90 at 1.5 cents per point.

Although the Southwest Added agenda is the atomic big-ticket advantage for the aboriginal year, if this is a agenda you accept you'll be befitting for years to come, you'll acquisition the Southwest Premier to be the bigger abiding value, acknowledgment to the account points.

The Southwest Priority claimed agenda and the Southwest Performance Business agenda are area the big differences lie.

With the Southwest Priority, the ceremony fee is decidedly college at $149 per year, but the allowances are awfully better. Not abandoned do you acquire 7,500 account credibility (worth $113) at ceremony agenda anniversary, you'll additionally accept a $100 biking acclaim every year and four upgraded boarding certificates annually. The $100 biking acclaim can be acclimated against any Southwest flight acquirement — aloof pay for your flight or taxes on your Southwest agenda and you'll accept a ceremony acclaim up to $100.

The Southwest Performance Business has the accomplished ceremony fee at $199 per year, but with this card, you'll acquire 9,000 account credibility (worth $145) at ceremony agenda ceremony year, four upgraded boarding certificates annually, a Global Entry or TSA PreCheck fee acclaim and in-flight Wi-Fi credits.

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You'll apprehension that the two best big-ticket cards both appear with upgraded boarding certificates, which are different to Southwest aback the airline boards its airplanes actual abnormally than best added airlines. There's no assigned basement — instead, you accept a boarding position based on your flight check-in time. Cartage are assigned into groups A, B and C, and can be anywhere amid 1 and 60 aural ceremony group.

Upgraded boarding certificates commonly acquiesce you to acquirement an A1 through A15 position at the aboideau (if available), giving you the advantage to be one of the aboriginal cartage to lath and accept about any bench you'd like, ensuring you're not ashore in the aback of the alike in a average seat. Upgraded boardings about bulk $30 to $50 each, so if this is article you'd acquirement anyway, you can put a $120 to $200 bulk on this benefit. You can alike use these certificates for added cartage aerial with you.

Taking into application all of the benefits, you'll apprehension the bulk of the Southwest Priority and Southwest Performance Business cards far surpasses the bulk of the added three cards, both aural the aboriginal year and every year thereafter.

I've alone been a Southwest Accompaniment Canyon holder for about 13 years now, and it's adored my ancestors tens of bags of dollars on travel. The canyon allows my husband, my children, my parents and alike accompany to fly with me on every Southwest flight I booty aloof for the bulk of taxes. (Domestic taxes are $5.60 ceremony way, while all-embracing taxes alter depending on the destination.)

The best allotment about the Accompaniment Canyon is that you can use all the Southwest credibility you becoming from the sign-up account offers to book flights — you don't lose them by accepting the Accompaniment Canyon — and again still add your accompaniment assimilate your admission appliance the pass. This agency both cartage are about aerial for chargeless except for taxes and fees, about acceleration the bulk of the sign-up offers.

Best of all, the timing on these limited-time acclaim agenda account offers is perfect. Earning the Accompaniment Canyon any time in 2021 agency you'll accept it through December 31, 2022. But accepting a agenda now and earning the account credibility as aboriginal in 2021 as accessible agency you'll get as abundant time with the canyon as possible, up to two abounding years if you time it well.

So, if you appetite to accept a Southwest Accompaniment Canyon in your easily accessible to go already biking resumes, now's the time to grab one or alike two of these Southwest acclaim cards and get them alive for you.

Learn added and administer for the Southwest Rapid Rewards Added card.

Learn added and administer for the Southwest Rapid Rewards Premier card.

Learn added and administer for the Southwest Rapid Rewards Priority card.

Learn added and administer for the Southwest Rapid Rewards Premier Business card.

Learn added and administer for the Southwest Rapid Rewards Performance Business card.

Find out which cards CNN Underscored chose as its best acclaim cards of 2020.

Get all the latest claimed accounts deals, account and admonition at CNN Underscored Money.

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